Employee Benefit Solutions
Attract, Reward, And Retain Your Workforce With Our Bespoke Employee Benefit Solutions
Provide innovative, fully integrated employee benefit solutions that align with your organization’s financial goals while minimizing the complexity of managing and administering employee benefits. We help you evaluate, select and implement healthcare options customized to the needs of your workforce.
Strategic Cost-Effective Solutions
We aim to build a lasting healthcare solution that minimizes disruption to your employees while meeting your budget objectives.
Superior Support
We manage enrollments and life event changes with healthcare carriers as well as track new hire eligibility and execute timely coverage terminations.
Flexible Enrollment Options
We offer online, telephonic, in-person and paper-based enrollment support.
Invoice Reconciliation
Efficient and timely reconciliation of carrier invoices against payroll deductions, helping to avoid costly mistakes.
Employee Benefits Strategy Services
1. Analyze and Consult
We start with a comprehensive needs analysis, collaborating closely with you to understand your organization’s financial goals, workforce needs, and strategic priorities.
2. Source and Negotiate
We take a proactive and detailed approach to negotiating the best available strategy. We hammer out all components of your healthcare plan, including premiums, networks, plan structure, effective dates, performance guarantees, and, when applicable, enhanced contract terms, to provide diverse coverage solutions tailored to your unique needs.
3. Design and Present
We organize and present your available benefits options while developing contribution and offering strategies that align with your budget and business objectives.
4. Implement and Administer
We manage the end-to-end implementation process of all selected insurance programs, from the planning of employee enrollment logistics to execution with the insurance carriers and payroll deduction setup. We handle all aspects of employee benefits administration.
Start With a Comprehensive Review
Unlike traditional brokers or consultants, our approach is rooted in critical thinking and a holistic evaluation of your entire benefits program. We begin with a thorough assessment of your current offerings, including financial arrangements, employer contributions, compliance adherence, employee engagement, and wellness initiatives. This comprehensive review allows us to benchmark your program against a wide range of available market options and recommend fit-for-purpose solutions that align with your business goals and workforce needs.
Our Employee Benefits Offerings
- Health Maintenance Organization (HMO)
- Point of Service (POS)
- Preferred Provider Organization (PPO)
- High Deductible Health Plans (HDHP)
- Small Business Health Options Program (SHOP)
- Minimal Essential Coverage (MEC)
- Health Savings Accounts (HSA)
- Health Reimbursement Accounts (HRA)
- Individual Coverage Health Reimbursement (ICHRA)
- Flexible Spending Accounts (FSA)
- Dental
- Vision
- Short Term Disability (STD)
- Long Term Disability (LTD)
- Life Insurance
- Long Term Care (LTC)
- Accident
- Cancer and Specified Disease
- Critical Illness
- Accidental Death & Dismemberment
- Employee Discounts
- Advanced Wages on Demand
- Employee Assistance Program (EAP)
- Medical GAP Coverage
- Pet Discounts & Insurance
- Auto & Home Insurance
- Cybersecurity Insurance
- Identity Theft Protection
- Legal Protection
- Variable Whole Life
- Long-Term Care
Employee Benefits Administration
Once the optimal strategy is in place, we focus on delivering seamless benefits administration before, during, and after enrollment. Our process includes day-to-day employee eligibility management, accurate and timely invoice reconciliation, compliance support, electronic carrier enrollment file feeds, and administration of COBRA and FSA benefits. Every component is designed to interface or integrate smoothly with your payroll and HRIS systems, helping you reduce administrative burden, eliminate inefficiencies, and deliver a consistent, streamlined experience for both HR teams and employees.
Our Employee Benefits Administration Services Include:
- Dedicated Account Manager
- Open enrollment portal setup
- 1:1 concierge-level employee enrollment support
- Electronic new hire materials
- Vendor enrollment management and electronic carrier exchanges
- Day-to-day employee support for claims, inquiries, and qualifying events
- Payroll deduction management
- Ongoing plan audits
- Vendor and payroll provider notifications
- Annual enrollment communications, compliance, and fulfillment
- Monthly reconciliation of carrier invoices
- Direct liaison with carriers to ensure accuracy in billing adjustments
- 5500 annual filings
- Summary Plan Descriptions (SPDs) and Wrap Documents
- ACA compliance management and reporting
- COBRA administration
- Flexible spending account (FSA) administration
Experience Employee Benefits Solutions Support That Is Truly Different
- End-to-end integration from hire to retirement for all eligible employees managed within one streamlined system.
- Integrated benefits portal and payroll, ensuring real-time updates, fewer errors, and a more cohesive experience.
- Ongoing training programs so you are well-versed in benefits, compliance, and systems for consistently superior execution.
- Rapid response commitment with our 4-hour turnaround time for client and worksite employee (WSE) outreach.
- 1:1 concierge-level employee enrollment support.